What does "title search" refer to in the context of real estate?

A "title search" specifically refers to an examination of public records to determine the legal ownership of a property. This process is essential in real estate transactions, as it helps to establish a clear title for the property being sold or purchased. By reviewing various documents, such as deeds, mortgages, wills, and liens, a title search reveals the history of ownership and any claims or encumbrances that may affect the property.

Ensuring that the title is clear before the transaction is crucial for both buyers and sellers, as it protects them from future disputes over ownership and potential legal issues that could arise from undisclosed claims. The findings of a title search often inform the need for title insurance, which protects the owner from losses due to defects in the title.

The other options do not accurately describe what a title search entails. Evaluating property taxes relates to financial assessments, obtaining property insurance refers to securing coverage for the property, and marketing a property involves promoting it to potential buyers, none of which involve the core function of a title search in verifying ownership records.